Did you ever think you could get "free money" from your bank? The viral "Chase glitch" trend, promising easy cash through a loophole in Chase Bank's ATM system, has turned into a harsh lesson in the realities of fraud for many. What started as a seemingly harmless social media stunt has morphed into a legal quagmire, with JPMorgan Chase aggressively pursuing those who allegedly exploited the system.

The so-called "infinite money glitch," popularized on platforms like TikTok and X (formerly Twitter), involved depositing fraudulent checks into Chase ATMs and then quickly withdrawing funds before the bank could flag the discrepancies. This exploit capitalized on a delay in the bank's system, allowing individuals to access funds that weren't actually available. Videos circulating online showed long lines of people at Chase ATMs, particularly in locations like New York City, attempting to take advantage of the perceived "glitch." The allure of easy money proved too tempting for some, leading to a surge in fraudulent activity. However, Chase Bank swiftly addressed the issue, labeling the trend as "fraud, plain and simple." The bank has since initiated a comprehensive review of the incidents and is actively referring cases to law enforcement authorities.

Category	Details
Nature of Incident	Exploitation of a technical glitch in Chase Bank ATMs allowing premature withdrawal of funds from deposited fraudulent checks.
Timeline	Summer (specific dates not uniformly cited, but activity peaked during this period). The initial mention of the "glitch" on X preceded the surge on TikTok. By late Friday of the same week, Chase fixed the "glitch".
Geographic Focus	United States, with reported ATM lines and incidents concentrated in major cities like New York City.
Monetary Impact	Thousands of dollars allegedly stolen per individual; one lawsuit mentions over $290,000 withdrawn by a single customer; another case cites $660,000. JPMorgan Chase is investigating thousands of related cases.
Legal Actions	JPMorgan Chase has begun filing lawsuits against customers who allegedly participated in the fraud. At least four lawsuits were filed on a Monday.
Social Media's Role	Viral TikTok videos and posts on X (formerly Twitter) fueled the trend, with users sharing instructions and showcasing purported success stories.
Chase Bank's Response	The bank fixed the technical glitch, labeled the activity as fraud, initiated internal reviews, referred cases to law enforcement, and began filing lawsuits. Chase also issued warnings to customers against attempting the "glitch."
Modus Operandi	Deposit of a fraudulent check at a Chase ATM. The system, due to a technical issue, made funds available immediately. Customers then withdrew large sums before the check bounced.
Consequences for Participants	Potential criminal charges (check fraud), civil lawsuits from JPMorgan Chase, damaged credit scores, and difficulties opening bank accounts in the future.
Related Issues	Some Chase customers reported double transactions, fees, and payment issues in their online banking accounts unrelated to the ATM "glitch," causing customer service delays.
Reference Link	Chase Official Website